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Choosing a loan type is one of the most important decisions you’ll make during the home buying process. After all, the loan will stay with you until you pay it off, sell the home, or refinance, and that could be many years. So it’s important to consider each type of mortgage loan in advance, with […]

Do you plan to sell your home in the near future? If so, you need to do everything you can to increase the likelihood of a quick sale. This is particularly true in a slower market that has plenty of homes but not enough demand. In such a market, you must go above and beyond […]

If I’m Pre-Qualified for a Mortgage, Will I Be Approved? Question: “I was pre-qualified by a mortgage lender a week ago, and they have since been following up by email and asking for various documents. I did the pre-qualification process online just by providing some basic information about my income and the type of loan […]

The Differences Between FHA and Conventional Loans When taking out a mortgage to buy a home, you’ll have the option of using an FHA-insured loan or a conventional (regular) loan. The question is, which one is right for you? What are the main differences between FHA and conventional, and what are the pros and cons […]

Getting Approved for a Mortgage: 5 Steps to Approval If you’re like most home buyers, you probably have questions about the mortgage approval process that awaits you. This is only natural, given the size of the investment. The good news is that the approval process is usually straightforward and easy to understand. Here are the […]

House Hunting: 10 Tips for a Smoother Home Search House hunting is one of the most exciting parts of the home buying process. But it’s also where a lot of first-time buyers make mistakes. Without a solid plan in place, the house hunting process can be a lot of effort with little reward. That’s where […]

Finding the Prices of Homes Sold In My Neighborhood Planning to sell your house soon? If so, it’s a good time to start researching your local housing market. For starters, you want to know what similar homes have sold for recently, in the same area where you live. This is the starting point for any […]

How Will Spouse’s Bad Credit Affect Our Mortgage Loan? Question: “I have excellent credit. But my husband has bad credit. We want to buy a house together, using our combined income. How will his credit situation affect our chances of getting approved for a home loan? Can we just use mine?” For richer or poorer, […]

10 Things to Do After You Buy a Home First-time home buyers are often surprised by the number of things they have to do after purchasing a home. Sometimes they are woefully unprepared as well. I believe the information void. There simply aren’t very many tutorials that cover the post-purchase part of the buying process. […]

10 Things to Do Before Buying a Home Buying a home is often the largest financial transaction a person makes in his or her life. So it’s critical that you make the right preparations and do the proper research. Regardless of unique situations and special circumstances, there are ten things you should do before buying […]